SME FINANCING

Small & Medium Enterprises (SMEs) serve as engines of innovation, growth and employment, due to their flexibility to respond to new opportunities in the economy and their potential for rapid growth. However, they face various constraints to growth, chief among them being lack of access to efficient and adequately structured financial services. In line with its vision of promoting financing inclusion of SMEs in Pakistan, Pak Oman has set up a dedicated SME Finance Unit.
 
ELIGIBILITY CRITERIA:
The following entities are eligible to avail SME finance facilities:
-    Sole proprietorship business
-    Partnership firms
-    Private limited companies
-    Public limited companies

The above business entities should qualify as SMEs as per the State Bank of
Pakistan’s Prudential Regulations to avail the finance facilities.                                                                                                                          		  TO APPLY:
Contact our Offices:          
Karachi:
Mr. Tariq Hasan
PABX:   92-21-35630971 - 75 Ext: 156                 
Lahore:
PABX: 92-42-36622452        Ext:  54                    Islamabad:
PABX: 92-51-2800105           Ext:  106                                                                  
IMPORTANT INFORMATION & LINKS
Required Documents:
FAQs
SME Financing – Features
Sample Profit and Loss Statement with Balance Sheet

SBP Schemes for SMEs:
1.Refinance Facility For Modernization Of SMEs
2.Finance Facility For Storage Of Agricultural Produce