The Credit Administration Department’s (CAD) responsibility is to make sure that all financing facilities are well documented and fully cover Pak Oman’s exposure. The main functions of CAD include preparation of all loan documents, record keeping and safe custody of all type of legal documents, arrangement of disbursement of loan facility once security documents are complete, liaising with the Bank's lawyers, frequently reviewing portfolio / credit and security files, etc. An excellent turn around time is ensured in the department.